TD MySpend is a money management tool that helps you keep track of your spending from your Eligible Accounts. TD For Me uses different types of zones of interest to send you information and offers that TD believes will interest you (such as branch events, TD-sponsored events, and marketing offers), through your mobile device. Care And Control Of Your Mobile Device, TD For Me And User Information, Responsibility For Your Mobile Device And To Your Mobile Device Provider, Installing And Using Modifications To TD For Me, Possible Effects Of Installation, Removal Or Usage Of Td For Me And Disclaimer Of Damages And Warranty. 10. TD For Me may also collect information about offers you accept through TD For Me. The date of the most recent change to these Terms is shown at the top of these Terms. TD For Me will collect and use your information as follows: Please see our Mobile Apps Privacy Code available in the Privacy section of the main menu for more information about how we handle the information we obtain from you when you use TD For Me. Thereafter, each Insured Person identified by the Named Insured as a participant may participate in the Program by downloading and activating the App on their compatible mobile device within 15 days from their Enrollment Date. The TD Canadian Bond Index Fund (the “Fund”) is not sponsored, promoted, sold or supported in any other manner by Solactive AG or does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive Broad Canadian Bond Universe TR Index (the “Index”) and/or any trade mark(s) associated with the Index or the price of the Index at any time or in any other respect. TD Canada Trust Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. THE MSCI INDEXES ARE THE EXCLUSIVE PROPERTY OF MSCI. Once the App can accurately identify your Trips, Data not associated with a Trip will not generate a driving score and will not be used to calculate the Program discount. Graphs and charts are used for illustrative purposes only and do not reflect future values or future performance of any investment. These terms and any amendments (the "Terms") are a legal agreement between you ("you" or "your") and The Toronto-Dominion Bank and its affiliates in Canada ("TD", "we" or "us") for your use of the TD Companion App, a feature that is accessible through the TD app (the "TD app"). Master: The Master Fund is priced monthly in USD and includes any working capital within the Master Fund, as well as the current USD value of the most recent valuation of the underlying investments. When you use the App to share your Data on a social networking service, any Data and content you share will be visible to other users and can be read, collected, or used by them. Branch Managers authorize account openings and oversee trading and transaction supervision in client accounts. Effective December 15, 2011, TD Asset Management Inc. became the sole portfolio adviser for the TD Balanced Income Fund. The English and French language versions of our policies are the only official ones. You agree that the courts of such province or territory will have exclusive jurisdiction to entertain any action arising under these Terms. Please note that your loan information will continue to be shared in order to administer the loan programs. "Named Insured(s)" means the person(s) who are the registered owner(s) or the lessee(s) of the described automobile(s) on the Policy. A tax advisor should be consulted to evaluate the impact of any tax-exempt securities on portfolios and the tax consequences of making any particular investment decision. S&P DOW JONES INDICES AND TSX INC. SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. 700 W Georgia Pacific Centre You are granted a limited, revocable, non-transferable, non-exclusive license to use TD Wheels App on a mobile device that you own or control. If at any time you do not agree to these Terms or any changes we make to them, you must no longer use TD Mobile Deposit. 10. This means that a joint account holder or an authorized user may be able to view the account in TD MySpend or receive responses about the account in Clari until the corresponding change is made in the TD Companion App. TD Asset Management Inc. determined that the merger is a significant change that could have affected the performance had those changes been in effect throughout the performance period. THE FUND IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY MSCI INC. (“MSCI”), ANY OF ITS AFFILIATES, ANY OF ITS INFORMATION PROVIDERS OR ANY OTHER THIRD PARTY INVOLVED IN, OR RELATED TO, COMPILING, COMPUTING OR CREATING ANY MSCI INDEX (COLLECTIVELY, THE “MSCI PARTIES”). NONE OF THE MSCI PARTIES IS RESPONSIBLE FOR OR HAS PARTICIPATED IN THE DETERMINATION OF THE TIMING OF, PRICES AT, OR QUANTITIES OF THE FUND’S UNITS TO BE ISSUED OR IN THE DETERMINATION OR CALCULATION OF THE EQUATION BY OR THE CONSIDERATION INTO WHICH THE FUND’S UNITS ARE REDEEMABLE. No advice is permitted. It is not possible to invest directly in an index. If you have a problem or concern you may call us toll-free at 1-888-281-0413 or visit us at any branch. YOU AGREE THAT TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT WILL TD AND ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, AGENTS AND SUBCONTRACTORS BE LIABLE FOR ANY DAMAGES (INCLUDING INCIDENTAL, SPECIAL, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES, DAMAGES FOR LOSS OF PROFITS, REVENUE, OPPORTUNITY, LOSS OF DATA OR BUSINESS INTERRUPTION), ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE TD COMPANION APP. You are responsible for the care and control of your mobile device, and the user identification, PIN, safekeys or safepicture, if applicable, password, passcode lock, lock screen and verification questions and answers associated with your mobile device and your use of the TD Companion App and the TD app (". At any time during the Trial Period, you may choose to enroll in the Program by using the "Ready to Activate" button in the Welcome Menu or by calling us at 1-866-223-1030. TD For Me will collect geo-location information to determine whether or not you are in or near a zone of interest (see Section 1 of the Terms and Conditions below). Neither publication of the Index by Solactive AG nor the licensing of the Index or any trade mark(s) associated with the Index for the purpose of use in connection with the TD ETF constitutes a recommendation by Solactive AG to invest capital in said TD ETF nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this TD ETF. You agree that if you choose to receive a voice message and you fail to pick up the call from TD, the message may be delivered to your voicemail. The Corporations’ only relationship to TDAM (“Licensee”) is in the licensing of the Nasdaq® and NASDAQ-100 Index® marks, and certain trade names of the Corporations and the use of the NASDAQ-100 Index® which is determined, composed and calculated by Nasdaq without regard to TDAM or the Fund. Explore your Personal Savings and Investing options, Get acquainted with TD Comfort Portfolios. The Index is calculated and published by Solactive AG. http://www.tdcanadatrust.com/document/PDF/520866.pdf. Under the strategic direction and supervision of the Investment Advisor, may provide investment advice and recommendations to clients. and Labrador, TD Canada Trust Payment estimates include freight charges but do not include dealership pre-delivery inspection ("PDI"), license, insurance, registration and applicable duties, levies and fees. S&P DOW JONES INDICES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. If there is a conflict between any other agreement with TD and these Terms, these Terms shall govern for the purposes of the TD Companion App. The Index is calculated and published by Solactive AG. These estimates apply only to Canadian residents and are quoted in Canadian dollars. This Data will be stored for analytics purposes and to better improve the App. You confirm that you have the authority to provide such consent and acknowledgements on behalf of the Recipient. 1,704 Likes, 64 Comments - Mitch Herbert (@mitchmherbert) on Instagram: âExcited to start this journey! "Policy" means the automobile insurance policy between TDI and the Named Insured(s) to which this document is attached. TD Insurance is not under any obligation to make Modifications. Investment Representative (IR) or Registered Representative (RR). ivari is licensed to use such marks. You agree not to use TD Global Transfer to conduct any improper, illegal, possible fraudulent or unauthorized activity. You are solely responsible for any disclosure of any Data, content or information you choose to share or submit in these instances. These marks have been licensed for use by The Toronto-Dominion Bank. Except where we terminate your license to use the App pursuant to Section 6.1 as a result of your non-compliance with Section 6.6 or where the Program is no longer available, in the event that you decide to re-instate your participation in the Program within 90 days of the effective date of termination of your participation in the Program, whether your participation is terminated by you or us, you will benefit from the same Program discount applicable to you under your Policy prior to termination. YOU AGREE THAT TO THE EXTENT NOT PROHIBITED BY LAW, TD INSURANCE AND ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, AGENTS AND SUBCONTRACTORS DISCLAIM ALL LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, FOR DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE AND EXEMPLARY DAMAGES, AND DAMAGES FOR LOSS OF PROFITS, REVENUE, OPPORTUNITY, LOSS OF DATA OR BUSINESS INTERRUPTION) IN ANY WAY ARISING FROM OR RELATING TO THE APP, YOUR USE OR INABILITY TO USE THE APP, AND/OR THESE TERMS, INCLUDING INTERRUPTIONS OF SERVICE OR DELAY IN OPERATION OR TRANSMISSION, AND/OR ARISING FROM THIRD PARTY ACCESS TO PERSONAL INFORMATION INPUT IN THE APP, EVEN IF TDI HAS EXPRESS KNOWLEDGE OF THE POSSIBILITY OF SUCH DAMAGES. For any capitalized terms not otherwise explained, please see Section 8 - Definitions. The App transmits Data via your wireless carrier or accessible Wi-Fi network. No advice is permitted. Both are wholly owned subsidiaries of The Toronto Dominion Bank. Clari is a tool integrated into the TD app that uses TD MySpend data to respond to certain questions you ask it. 21. In order to use the App, you will be required to accept the modified Terms. These Terms are governed by the laws of Province of Ontario and the laws of Canada applicable therein. We encourage you to visit the FAQ for more information on how to change your operating system settings. 80 80 1. The S&P/TSX Composite Index is determined, composed and calculated by S&P Dow Jones Indices or TSX Inc., without regard to The Toronto-Dominion Bank or the Fund. 1.4 What Funding Sources can I use to make the Money Transfer? On October 25, 2019 the TD Balanced Income Fund merged with the TD Diversified Monthly Income Fund. You agree to comply with any other requirements, restrictions or limitations provided by TD Insurance upon notice to you. You agree to comply with any other requirements, restrictions or limitations provided by TD upon notice to you. The App may allow you to share your Data on social networking services. VAT registration number: 397 1030 51. The Corporations have not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Fund. TDAF reserves the right to cancel or change the terms of your Pre-Qualification (including, but not limited to, the amount of credit you may qualify for and the applicable interest rate) any time without notice. By clicking the "I agree" button below or by continuing to use the TD Wheels App, you are taken to have read and agreed to all of these Terms. 200 Main St. We will post changes to the Terms and indicate the effective date of the changes on www.td.com/to-our-customers or by other means. Any unauthorized downloading, re-transmission, or other copying or modification of Indexes are unmanaged and their returns do not include any sales charges or fees as such costs would lower performance. The TD Canadian Aggregate Bond Index ETF (“TD ETF”) is not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive Broad Canadian Bond Universe TR Index (the “Index”) and/or any trade mark(s) associated with the Index or the price of the Index at any time or in any other respect. With so many different mutual funds is contained in their respective offering circular, which we encourage you personalize! At 1-866-694-4392 province of Ontario will have to pay capital gains tax on the Wheels... 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